Loan Services

Personal Loans
If you’re looking to buy a new car, take a nice vacation, or just need some extra cash for whatever reason, Security State Bank is here for you. We can put together a loan that works for you. And, because the decision will be made locally, we can offer you a quick response time and competitive rates.

Agricultural Loans
Security State Bank is committed to agriculture in North Dakota. We realize how strongly the local economy is tied to our family farms, because our officers, directors and staff are from this area. That’s why we do our very best to provide excellent service and the most knowledgeable staff to meet your needs. Because our loan decisions are made locally, we are able to tailor a customized loan that best fits your operation.

Business Loans
We realize how difficult it can be to keep up with the costs of running a business. That’s why we work hard to provide business loans to local entrepreneurs looking to establish new businesses in the area, and to other local businesses to handle their cash flow needs. We know how important local businesses are, so we provide the best possible rates for businesses, and we can also determine your loan on the spot, so your can be quickly approved and get back to the things that matter.

Other Loan Services Include:
Real Estate Loans
Variety of Home Mortgage Options

Overdraft Protection
Overdraft Protection* is a revolving credit line which enables you to write your own loan by simply writing a check in excess of your checking account balance. Funds are then advanced into your Security State Bank checking account in increments of $200 up to your maximum credit limit.

You can repay the balance all at once or through convenient automatic monthly payments. Your minimum monthly payment will automatically be deducted from your checking account. The payment amount will be shown on your current statement and will be deducted from your checking account the business day after your statement date. Additional payments can be made or your loan can be paid in full any time without penalty.

Each time your pay back all or part of your loan, those fund are available for you to borrow again and you only pay interest on the amount borrowed. No annual fee.

       *Qualified Applicants